I would dearly love to be able to follow most of those ideas, but I have to get to a certain income level first. ^^ In order to invest in anything, you have to have a base amount to start with, even if it is a small amount. When you are living paycheck-to-paycheck, that is a hard place to get to.

However, having just moved to a smaller (and resultingly cheaper) area, perhaps the money situation will ease up a little and make life easier as far as being able to start investing, etc.