I'll send you a few links from down here sometime. You're lucky you don't have to deal with it--but be aware it's happening more and more, unfortunately.

I would like to trust that God has a reason for this, but I always remind myself that we're expected to do a lot of this ourselves. Don't ask for help until your back is to the wall. Ask for inspiration, suggestions, direction, yes--but I try not to yell for help until things are a mess.

Clearly too much Book of James in my upbringing...(I think James. Memory like a sieve lately.)