I'm thinking along the same lines. If my financial house goes belly up, there will be much wailing and gnashing of teeth....

I have ignored all lists and LJ -- I hope you have found a job. Seems like many couples I know, one was laid off several months ago -- and the other laid off recently. The wife of a mid-manager programmer (here in W's neighborhood) is offering her tailoring services to bring in money. She did some alterations for W, and he is pleased.