**Sigh** I hate credit card companies

[alfreda89]

So, I thought I would spread out payments on having a crown done. Just keep money in the bank drawing interest, right? Especially with cards designed for dental services. Now, although I have very good credit, there can be hitches, because I'm self-employed, and other exciting things. And, the last time I checked, I had incorrect stuff in the files relating to my divorce YEARS ago. I straightened out two companies, I thought. The third required letters, here in Texas -- and I was becoming ill, so that didn't happen. It's on the list of to do as soon as I can turn away from acquiring some income.

So I try an on-line application. We're okay until they get to questions to identify myself. And they ask me in what state does XXX own property.

It is my ex-husband's new wife.

I decide that, for this question, the right answer is, I don't know this person. Fearing that this will be the wrong answer.

Then, I am asked where YYYY owns property. Never heard of YYYY.

And tell them so.

Then I get denied because they can't confirm my identity. Worse, it's one of the companies I thought was straightened out! AND -- they are now in some sort of thing with a fourth group, who has to deal with the problem. And it will take months to resolve.

I am SO thrilled. This will be SO annoying....

Comments

[apricot-tree.livejournal.com]

Sounds like you failed a test by a company called VeriID. Most financial institution have ways to work around this. Can you apply over the phone? Or, if you have a local credit union - talk to them. They should have options. Failure of VeriID happens all the time. It's based on public record, which is frequently obscure or confused.