From a letter from a Lyme sufferer....

"The preacher came to call the other day. He said at my age I should be thinking about the hereafter. I told him, oh, I do all the time. No matter where I am - in the parlor, upstairs, in the kitchen or down in the basement, I ask myself, "NOW, WHAT AM I HERE AFTER?"

So how to explain the curse of credit cards to teens?

Here's one attempt -- The Bad Credit Hotel, a game brought to you by the US Treasury. Somebody ask their teen to check it out!

www.controlyourcredit.gov