![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
Entry tags:
Auto Insurance is weird....
So, I find out I can save $180 a year on auto insurance. I need that $180 elsewhere, so I decide to change -- the company is good, should be no problem. I even add back in PIP, since in Texas that can help with loss of work, and if I can secure some help with that for people in my car, should there be an accident, right now it's money well spent. So, $158 saved, painless, pleased.
I get the final bill showing me what I'm buying and what I'm paying for it. And there's this line:
"Your total policy premium includes a policy expense of $140.00"
This has got to be a typo, right? Because surely they're not adding more than, say, $40 tops for fees -- and if it's because I was going to pay it over several months instead of all at once, I can pay all at once, I just am greedy with the interest right now.
So today I call. And guess what: Not only is the amount correct, but it has nothing to do with doing payments. It's really already included in my price quote, so I am still changing companies. Turns out it is the company's cost of doing business in Texas, and is added to every policy.
I have no memory of this fee with the last company. But one would assume that statement was there somewhere. Because this means the cost of this policy is REALLY low. Making the previous insurance REALLY high.
I used to think auto insurance made more sense and was easier than health insurance.
Maybe not.
I get the final bill showing me what I'm buying and what I'm paying for it. And there's this line:
"Your total policy premium includes a policy expense of $140.00"
This has got to be a typo, right? Because surely they're not adding more than, say, $40 tops for fees -- and if it's because I was going to pay it over several months instead of all at once, I can pay all at once, I just am greedy with the interest right now.
So today I call. And guess what: Not only is the amount correct, but it has nothing to do with doing payments. It's really already included in my price quote, so I am still changing companies. Turns out it is the company's cost of doing business in Texas, and is added to every policy.
I have no memory of this fee with the last company. But one would assume that statement was there somewhere. Because this means the cost of this policy is REALLY low. Making the previous insurance REALLY high.
I used to think auto insurance made more sense and was easier than health insurance.
Maybe not.
no subject
I believe it --
Another thing to search every year! But half would be a lot --
Re: I believe it --