alfreda89: (Tea -- the universal cure (ask the Docto)
alfreda89 ([personal profile] alfreda89) wrote2010-05-03 09:47 pm

Downhill on skids....

Well, the week started out a bit fogged, and got further fogged when I realized I had not paid the VISA last month. This thrills them -- that $39 hit brings them joy, since I normally pay it off every month. I just paid it off, so I have a chance of remembering the next time it's due.

And -- those of you paying attention to the insurance crisis might remember that my health insurance has been increasing an average of $160 a month every six months for the last two years.

Just got another one of those letters. It's going up another $170 a month on July 1st. This sort of takes all the money saved by moving my one expensive Rx to Canada. I will be paying $885 a month for insurance that pays very little for my current treatment. But because of the current treatment, I will not be able to buy insurance anywhere else just for car accidents, etc.

I may have reached the wall. It may be time to cancel the policy and simply swallow the bills from now on. I won't be doing some of the things they recommend you do, like bone density (if you don't do the hip, my doctor considers it useless) or colonoscopy or such exciting stuff. I will join the legion of people who try to eat well and take care of themselves, because there is no alternative. But I have a lot of places I could use that $885 a month, since everything is coming out of savings.

Have been doing a pretty good job of not worrying, and just trying to get well. But this, shall we say, is stretching my ability to stay calm. I think tomorrow I will call Costco and see how much my drugs cost without insurance....

[identity profile] marthawells.livejournal.com 2010-05-04 02:56 am (UTC)(link)
*hugs*

Insurance companies suck.

Thank you --

[identity profile] alfreda89.livejournal.com 2010-05-05 03:31 am (UTC)(link)
In maybe six months, this would be a great way to start back in. But right now, I don't have the focus or strength to do a 40 hour job, especially that requires this many things to keep track of. I'm a lot better than I was...but not here yet.

I am going to slap shot the credit union about the bounce (more fun! And there was a ton of money in that account!) and see if I can go to a higher deductible for my health insurance. It would help....

[identity profile] moon-happy.livejournal.com 2010-05-05 04:28 pm (UTC)(link)
This is so scary. I have no useful advice except to check again to see what free or low pay clinics might offer. Things change, and just now it may be for the better.

[identity profile] alfreda89.livejournal.com 2010-05-05 05:54 pm (UTC)(link)
I'm going to see if I can up the deductible and knock three hundred or so off the monthly payment. I'll be without insurance, for most intents and purposes, but I'll be covered for everything over, say, 10K. Fingers crossed, here....