Over-efficient

[alfreda89]

Clearly, I'm too tired to rant. Chase Services just closed one of my credit cards with them -- the one I use for major conventions. I had not used it in two years, apparently, since sharing with other writers I'm often paying them instead of the hotel.

I kept that because I'd had it since 1980, and I thought that might count as something. The woman at Chase said the credit score people look at anything kept for 10 years or more, so it will, in theory, stay up.

Why couldn't they be efficient about something useful?

I was going to write the division, but may just blow it off and get a card somewhere else -- like an airline.

Comments

[texanfan.livejournal.com]

We keep a Citibank MAstercard that we've had forever for the same reason. We probably use it once every six months or so. There's always an opportunity to occassionaly use the card instead of cash.

[alfreda89.livejournal.com]

Unfortunately, she says they cannot reinstate it at the original date of issue, and that somewhere buried in the depths of the rules (possibly new rules, since I don't usually read through all changes, bad me) that they can close it for lack of use. I pointed out it would be nice to get a letter to that effect. She said they don't send letters to tell people they will cut off after a certain point.

Perhaps I should send an email telling them that they would have gotten me to use it had they done so. Now, I'll find a new card elsewhere.

But life is Too Hysterical right now to waste much thought about it.

[random-stabs.livejournal.com]

I always use Amex for travel. Since there is no pre-set spending limit, the hotel charges never interfere with buying meals or other purchases. Having to pay things off at the end of the month also helps with financial discipline.

Plus, every dollar I spend gives me a frequent flyer mile I can use with the airline of my choice.

[alfreda89.livejournal.com]

When I am traveling again for business, I just might do that. I dropped AEX because it was not being used enough to justify the expense up front, but they also have an AEX at Costco. I didn't k now I could get any airline miles. Now, that appeals!